Terms of Use

Last updated: 19 March 2026

1. Acceptance of Terms

By accessing or using Clarintel (“we”, “our”, “us”), you agree to these Terms of Use.

If you do not agree, you must not use our website or services.

2. Nature of the Service

Clarintel provides educational and informational content only.

Our platform is designed to explain general concepts relating to:

• corporate structures

• lending frameworks

• guarantees and risk considerations

We do not provide legal, financial, credit, or professional advice.

Nothing on this platform:

• constitutes a recommendation

• considers your personal circumstances

• should be relied upon for decision-making

You must obtain independent professional advice before acting on any information.

3. Use of the Platform

You agree to use Clarintel:

• for lawful purposes only

• in a way that does not harm, disrupt, or misuse the platform

• without attempting to reverse engineer, scrape, or exploit the system

We may suspend or terminate access if misuse is detected.

4. No Reliance

To the maximum extent permitted by law:

• You acknowledge that any information provided is general in nature

• You agree that you do not rely on Clarintel as advice

• Any decisions you make are entirely your responsibility

5. Limitation of Liability

To the maximum extent permitted by law:

Clarintel is not liable for:

• any loss, damage, or liability arising from use of the platform

• decisions made based on information provided

• errors, omissions, or inaccuracies

This includes (but is not limited to):

• financial loss

• business loss

• indirect or consequential loss

Where liability cannot be excluded under Australian law, it is limited to the minimum extent permitted.

6. Consumer Law Notice (Australia)

Nothing in these Terms excludes, restricts, or modifies any rights you may have under the Australian Consumer Law (ACL).

Where liability cannot be excluded, our liability is limited to:

• re-supplying the services; or

• the cost of having the services supplied again

7. Intellectual Property

All content on Clarintel, including:

• text

• frameworks

• tools

• designs

• branding

is owned by or licensed to us.

You may not:

• copy

• reproduce

• distribute

• commercialise

any part of the platform without written consent.

8. User Inputs

If you submit information (e.g. through forms or tools):

• You confirm it is accurate to the best of your knowledge

• You grant us the right to use it to operate and improve the platform

We do not verify user-provided data.

9. Third-Party Services

We use third-party providers, including:

• Framer (hosting)

• Typeform (forms)

• Email platforms

We are not responsible for:

• third-party services

• their availability

• their privacy or security practices

10. Availability of Service

We do not guarantee:

• uninterrupted access

• error-free operation

• continuous availability

We may modify or discontinue features at any time.

11. Updates to the Platform

We may:

• update content

• change features

• modify how the platform operates

without notice.

12. Termination

We may suspend or terminate your access at any time if:

• you breach these Terms

• we reasonably believe misuse has occurred

13. Privacy

Your use of Clarintel is also governed by our Privacy Policy.

14. Changes to These Terms

We may update these Terms from time to time.

Continued use of the platform constitutes acceptance of the updated Terms.

15. Governing Law

These Terms are governed by the laws of Western Australia, Australia.

16. Contact

For any questions, contact:
📧 support@clarintel.com.au